Company for the Road Ahead
No one can tell the future, but most investment managers charge as if they do. Our philosophy is simple:
Don't try to beat the market. You can't, and if you try, you will pay for it. Instead, invest in passive indexes to take what the market gives you.
Manage your risk. By diversifying across asset classes both risky and safe, our clients take advantage of the only free lunch in finance: effective portfolio diversification.
Give Tax its due. Wealth compounds at greater rates when taxes can be avoided or deferred, yet most investors don't take advantage of this very basic advantage.
Reduce fees. Maximize your allocation to low-fee funds and managers, avoid commissions and asset churn. Saving these fees over time can substantially increase wealth.